You will receive the cash gifts in your selected bank account, according to this payment schedule:
Note : 1. This is provided your child has successfully joined the Baby Bonus Scheme.2. Children born from 1 Jan 2015 are entitled to Baby Bonus Plus.
You can select 'View Account Summary' under ‘Services’ on Baby Bonus Online, to check the exact payment date for your child.
Total CDA Benefits
CDA First Step
& 2nd Child
Up to $3,000
Up to $6,000
& 4th Child
Up to $9,000
Up to $12,000
Child and higher
Up to $15,000
Up to $18,000
Table 1: 2016 Scheme (for a child
born from 24 Mar 2016)
Cash Gift (inclusive of Baby
CDA First Step1
Up to 3,000
Up to 9,000
Up to 15,000
1. Information on the CDA First
Step may be found here.
2. This is the adjusted CDA
co-saving cap if a child receives CDA First Step.
Table 2: 2015 Scheme (for a child born from 1 Jan 2015 to 23 Mar 2016)
Up to 6,000
Up to 12,000
Up to 18,000
Table 3: 2013 Scheme (for a child
born from 26 Aug 2012 to 31 Dec 2014)
Table 4: 2008 Scheme (for a child
born from 17 Aug 2008 to 25 Aug 2012)
Table 5: 2004 Scheme (for a child
born from 1 Jan 2006 to 16 Aug 2008)
Step is an initial balance of $3,000 (which comes from the Government's existing contribution caps) given without parents having to save in the Child Development Account first. It is provided to eligible Singaporean children born (or with estimated delivery date) from 24 March 2016. Parents who continue to save beyond this initial balance will enjoy dollar-for-dollar matching, up to the remaining amount of the Government contribution caps. Parents can save any time before 31 December of the year their child turns 12 years old.
The CDA is a special savings account for children to
help build up the savings that can be spent on approved uses. When a CDA is opened, the child will receive
CDA benefits, including the CDA First Step and Government
dollar-for-dollar matching contributions for each dollar parents save, up to
the contribution caps shown below.
If you are the parent who logs in to BBO to join the scheme and a CDA trustee, you can accept the Terms and Conditions of the selected CDA bank (DBS, OCBC or UOB) online. If your child has already joined the scheme but has not opened the CDA, you should use the "Services login" on the BBO homepage, and select "Opening of CDA" service to open the CDA and accept the Terms and Conditions of the selected CDA bank.
If you are the parent who logs in and your spouse is a CDA trustee, your spouse (CDA trustee) will receive a Baby Bonus link by email to accept the Terms and Conditions of the selected CDA bank online. The CDA will then be automatically opened within 3 working days after the CDA trustee accepts the Terms and Conditions of the selected CDA bank online. Note: If the CDA trustee is a foreigner or a third party CDA trustee, we will send the trustee an authorisation letter to open the CDA at any CDA bank branch. The trustee must produce:
Yes, if your :a. child is a Singapore Citizenb. child's parents are lawfully married1c. child born alive
You can check if your child is eligible for Baby Bonus using the eligibility check tool here.
Note: 1. Children of unwed parents are eligible to join the Baby Bonus Scheme and receive CDA benefits if the child is born or has an estimated date of delivery (EDD) on or after 1 September 2016.
Approved list of indirect education expenses for payment through the Child Development Account (CDA)*
Uniforms and attire
Materials / books
Local Excursion / field trips
Deposit (must be refunded back into CDA)
Examination / assessment fees
* Note: As the type of indirect education expenses vary by the AIs, parents should confirm with the AI the actual expenses charged to the CDA.
- Medication prescribed by a medical practitioner or a pharmacist
- Surgical products
- Over-the counter medication
- Dermatological products
- Vitamin and health supplements